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Renters Insurance

There are more than 4 million people who live in Kentucky. Out of that 4 million, over 300,000 rent either an apartment or a house. Renting is a very popular option in the state. No matter where you choose to rent your home, you need to make sure that you keep it protected by obtaining renters insurance. We can help you select a suitable plan here at Parsons & Howard Insurance Group. The last thing that you should want to do is expose yourself to theft, vandalism, fire, and other risks that a policy would protect you from.

Is renter’s insurance necessary?

You can suffer a loss no matter if you rent or own a home. Apartment buildings are not exempt from flooding and fires. You would have to figure out how you would start over if you were to lose all of your personal belongings as a result of a fire. There is specific damage that a landlord’s policy will cover within your apartment. Avoid making the mistake of assuming that your personal property is included if you do not have renter’s insurance. Also, keep in mind that while it may not be legally required to have renter’s insurance, certain landlords may require all tenants to have it before signing a lease.

What are my coverage options?

Basic renter’s insurance coverage consists of the following:


If you are renting in Kentucky and need renter’s insurance, please contact our Parsons & Howard Insurance Group office for a quote today.

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